This Web Site is intended for users who are located in any part of the globe that has business interest in Africa or reside in Africa.
The SSABN Web Site is directed at the business communities, entrepreneurs, small business owners, large corporations, and innovators professional, industry experts that believe in the economic growth of Africa. SSABN is not directed to anybody that does not believe in genuine way to economically improve Africa business community.
The purpose of this Policy is to describe the information collection, use, and dissemination practices of SSABN, its management company subsidiaries and registered d/b/a companies (Collectively Referred herein after as .Company.) and all related websites owned or registered to Company and applies to Company’s collection, use, storage and disclosure of information by Company on its (a) websites, including all its divisions, subsidiaries and related companies (collectively, the “Websites”), (b) on various Third Party websites, and (c) to Company’s other information collection, including the acquisition of customer information from third parties. Management Company is not responsible for the information collection or privacy practices of third party websites or applications.
By providing us with your personal information on our website or in the course of using our services, you consent to the transfer of your Personal Data and Sensitive Personal Data, and any other data we acquire about you from third-party service providers.
Information Collection, Use, and Dissemination practices
This policy applies to Company’s collection, use storage and disclosure of information by Company on its, (a) websites, including all its parent companies, divisions, subsidiaries and related companies (collectively, the “Websites”), (b) on various third party websites, and (c) to Company’s other information collection, including the transfer of opt-in customer lists from third parties, or the use of customer opt-in lists from third parties. Company is not responsible for the information collection or privacy practices of third party websites or applications.
- Collection of Information.
1.1. User Direct Information.
Each time you provide and transmit information via the Website, Company may obtain and collect personally identifiable information provided by you, including, but not limited to, your name, email address, mailing address, credit card information, and telephone or cell phone number. You may also provide us with information that, when combined with personally identifiable information, provides us with a better idea of who you are, including but not limited to your gender, birthday, marital status, work history, cultural association, social status, and education level (collectively referred to as “personal information”). If you choose to access our website, use our services or purchase our products, we may require you to provide personal information as indicated on the forms throughout the site.
1.2. Survey Information.
Company may collect information from you when you voluntarily complete a Company survey, order form, or a registration page either online by using the internet, offline by providing this information through the mail, in person or using a telephone. This information may be collected by surveys, order forms, or registration pages operated by third parties. This method of collection is collectively known as a Survey. In such Surveys, Company or a third party may ask you to provide personal identifiable information including your name, email address, street address, zip/post code, nationality, social affiliation, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, employment information, personal and online interests, and such other information as may be requested from time to time. Company may also collect such information concerning you from another source and uses that information in combination with information provided from the Websites. Completing the Surveys is completely voluntary, and you are under no obligation to provide Survey Information to Company or a third party.
1.3. Third Party Information.
WE MAY USE INFORMATION THAT WE HAVE COLLECTED FOR ANY LEGALLY PERMISSIBLE PURPOSE, INCLUDING SELLING OR TRANSFERRING SUCH INFORMATION AT ANY TIME TO THIRD PARTIES FOR ANY LEGALLY PERMISSIBLE PURPOSE. Company may collect information from you when you provide information to a third party and Company subsequently acquires or uses the information provided by the third party. Such information may include, but is not limited to, your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as you may have provided to the third party. When acquiring this information, Company seeks assurances from the third party that you agreed to provide and have such information acquired by Company. If you did not give express permission, or you would like to remove your permission, you may suppress all of your information by sending notification of request to opt-out If you choose to opt-out, your email address will be added to the Company’s suppression files within ten (10) business days of your request. Thereafter, you should not receive any further email offers, advertisements and promotions from Company. However, you may still receive promotional communications from our third party partners with whom we have shared your information. To stop receiving further communications from these third party partners you will need to contact them directly in order to opt-out. Please note that after we process your request to opt-out from receiving additional email offers, advertisements and promotions relating to the specific membership rewards programs for which you have registered through Company, we will no longer make your information available to our third party partners relating to Company.
1.4. Other Methods of Collecting Personal Information.
Other occasions when Company obtains information from you include (1) your claiming a prize or seeking to redeem an offer by Company or by a third party, (2) your requests for assistance through Company’s customer service department, (3) seeking company service to promote your business or service, (4) to seek company investment option and (5) when you voluntarily subscribe to a Company service or newsletter.
1.5. Cookies, Web Beacons, and Other Info Collected Using Technology.
Company currently uses cookie and web beacon technology to associate certain Internet-related information about you with information about you in its database. Additionally, Company may use other new and evolving sources of information in the future.
(b) Web Beacons.
A web beacon is a programming code that can be used to display an image on a web page, but can also be used to transfer your unique user identification to a database and associate you with previously acquired information about an individual in a database. This allows Company to track certain websites you visit. Web beacons are used to track online behavioural habits for marketing purposes to determine products or services you may be interested in. In addition to using web beacons on web pages, Company also uses web beacons in email messages sent to individuals listed in Company’s database.
(c) IP Addresses.
Company automatically tracks certain information based upon your behavior on the site. We may use this information to do internal research on our users’ demographics, interests, and behavior to better understand, protect and serve you and our community. This information may include the URL that you just came from (whether this URL is on the site or not), which URL you next go to (whether this URL is on the site or not), your computer browser information, and your IP address. Your Internet Protocol (“IP”) is a unique Internet “address” which is assigned to you by your Internet Service Provider (“ISP”). For local area network (“LAN”), DSL, or cable modem users, an IP address may be permanently assigned to a particular computer. IP addresses are automatically logged by Web servers, collecting information about a user’s traffic patterns. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Web. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Finally, other websites you visit have IP addresses, and we may collect the IP addresses of those websites and their pages.
(d) Computer Profiles.
(e) Data Analysis.
Data Analysis technology may be employed from time to time if used by a Client of Company.
(f) New Technology.
The use of technology on the Internet, including cookies and web beacons, is rapidly developing. As a result, Company strongly encourages individuals to revisit this policy for any updates regarding its use of new technology.
1.6. No Information Collected from Children.
Company will never knowingly collect any personal information about children under the age of 13. If Company obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, Company has no such information to use or to disclose to third parties. Company has designed this policy in order to comply with the Children’s Online Privacy Protection Act (“COPPA”).
1.7. Credit Card Information.
Company may, in certain instances, collect credit card numbers and related information when an individual places an order from Company. When the credit card information is submitted to Company, such information is encrypted and is protected with SSL encryption software. Company will use the credit card information for purposes of processing and completing your requested purchase transaction. In addition, by submitting your credit card information to us, you authorize us to verify that your credit card account is valid by charging, and thereafter immediately crediting, a small sum to the card. Such verification may be conducted through a third-party and, in that case, we would share your specific credit card information with this third-party for verification purposes. Any credit card information will be disclosed to third parties only as necessary to complete the purchase transaction.
Certain sensitive information such as credit card numbers or other information such as social security numbers and drivers licenses (.Financial Information.) collected by the Company and all associated data are encrypted and protected with SSL encryption software from the time it is captured by our application to the time it is transmitted to our servers.
In the event that we offer products and/or services where your credit card information is required to process your requested transaction, we may store your credit card information to facilitate your authorized transactions.
- Use of Individual Information.
2.1. General Use.
The following paragraphs in Section 2 describe how Company currently uses Individual Information, but Company may change or broaden its use at any time. As noted below, Company may update this policy from time to time. Company may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.
2.2. Email and Unsubscribe Policy.
Company may use Individual Information to provide promotional offers by email to individuals. Company may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. To unsubscribe from all Company’s email lists, a person must send an email to legal@SSABN.com with a short request to opt-out.
Company’s unsubscribe process impacts only the future delivery of electronic mailings disseminated by Company on its own behalf.
You should also note that unsubscribing from Company’s electronic mailings will not automatically unsubscribe the subscribers information from any unrelated Third Party businesses. Since Third Parties maintain separate databases from Company, and you will need to unsubscribe from each source individually, if desired. This allows you the freedom to pick and choose which subscriptions to maintain and which to discontinue.
2.3. Content of Email Messages.
In certain commercial email messages sent by Company, an Advertiser’s name will appear in the “From:” line but hitting the “Reply” button will cause a reply email to be sent to Company. The “Subject:” line of Company email messages will usually contain a line provided from the Advertiser to Company.
2.4. Solicited Email.
Company only sends email to individuals who have agreed on the Websites to receive email from Company or to individuals who have agreed on a Third Party website to receive email from Third Parties. As such, Company does not send unsolicited email messages. As a result, United States statutes requiring certain formatting for unsolicited email are not applicable to Company’s email messages.
2.5. Targeted Advertising.
Company may use Individual Information to target advertising to an individual. When an individual is using the Internet, Company uses Technology Information to associate an individual with that person’s Individual Information, and Company attempts to show advertising for products and services in which the person has expressed an interest in the Surveys, indicated an interest by means of Technology Information, and otherwise. Company may, at its discretion, target advertising by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers.
Company may use Individual Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones. By registering and using this Site, You acknowledge that the processing of your individual information may involve the transfer of such Individual information from within or outside the European Economic Area (.EEA.) to countries within or outside the EEA whose data protection regulation may not be as stringent as that within the European Union. We may use individual information to provide the services you’ve requested, including services that display customized content and advertising.
2.7. Wireless Addresses.
If the e-mail address you provide to Company is a wireless e-mail address, you agree to receive messages at such address from Company or its business associates (unless and until you have elected not to receive such messages by following the instructions in the unsubscribe portion of this policy). You understand that your wireless carrier’s standard rates apply to these messages. You represent that you are the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges.
2.8. Use of Technology Information.
Company uses Technology Information (1) to match a person’s Survey Information and Third Party List Information to other categories of Individual Information to make and improve profiles of individuals, (2) to track a person’s online browsing habits on the Internet, (3) to determine which areas of Company’s websites are most frequently visited. This information helps Company to better understand the online habits of individuals so that Company can target advertising and promotions to them.
2.9. Profiles of Individuals.
Company uses Individual Information to make a profile of an individual. A profile can be created by combining Survey Information and Third Party List Information with other sources of Individual Information such as information obtained from public databases.
2.10. Storage of Individual Information.
Company protects your privacy in a number of ways. As an initial matter, any Financial Information transmitted to our servers via a secure serve is encrypted using SSL technology. SSL is a protocol that transmits your communications over the Internet in an encrypted form. The protocol ensures that the information is sent, unchanged, only to the server you intended to send it to.
Company stores the Individual Information in a database on its Computers. Our computers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information under Company’s control. In addition to encryption and firewall protections, our third party partners are required to operate in accordance with federal and state laws and regulations, including regulations relating to CAN-SPAM and rules promulgated by the FTC. If we learn that any of our third party partners is breaching our agreement, we will take corrective actions including, if necessary, terminating our relationship with such third party partner.
Notwithstanding such measures, Company cannot guarantee that its security measures will prevent its computers from being illegally accessed, and the Individual Information on them stolen or altered.
- Use of Personal Information.
Company may use your personal information in the following ways:
3.1. Public Forums.
Company will use your personal information, if provided by you, for any marketing and survey purpose on behalf of Company and its affiliates and subsidiaries to send information to you about additional goods or services that may be of interest to you.
3.3. Service Providers.
We may use third parties to help operate our Web Site and deliver products and services, and may share your Personal Information with our affiliates, service providers and other third parties that provide products or services for or through this Web Site or for our business (such as Web Site or database hosting companies, address list hosting companies, e-mail service providers, analytics companies, distribution companies, fulfilment companies, and other similar service providers that use such information on our behalf). Unless otherwise stated, these companies do not have any right to use the Personal Information we provide to them beyond what is necessary for them to assist us. When you conduct e-commerce with one of the e-commerce affiliates or service providers to which the Web Site may be linked, certain personal information such as your e-mail and home address may be collected by the service providers server and made available to us.
3.4. Aggregate Statistics.
We may disclose aggregate statistics regarding user behaviour as a measure of interest in, and use of, our Web Site and e-mails to third parties in the form of aggregate data, such as overall patterns or demographic reports that do not describe or identify any individual user.
3.5. Complying with Legal Process.
Company will use or disclose your personal information in response to subpoenas, court orders, warrants, or legal process, or to otherwise establish or exercise our legal rights or defend against legal claims or in the event you violate or breach an agreement with Company. Company will use and disclose your personal information if we believe you will harm the property or rights of Company , its owners, or those of Company’s other customers. Finally, we will use or disclose your personal information if we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Company’s acceptable use policy, or as otherwise required by law when responding to subpoenas, court orders and other legal processes.
3.6. Order Fulfilment
Company will transfer your personal information to third parties when necessary to provide a product or service that you order from such third party while using Company’s websites or when responding to offers provided by Company.
3.7. Data Summary.
Company may sell or transfer non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons.
3.8. Third Parties.
Company may provide your personal information to third parties with whom they have a business relationship for the purposes of securing the services and products you have requested or provide you with additional marketing materials from which you may choose additional products or services.
- Privacy Practices of Third Parties.
4.1. Advertiser cookies and web beacons.
Advertising agencies, advertising networks, and other companies who place advertisements on the websites and on the internet generally may use their own cookies, web beacons, and other technology to collect information about individuals. Company does not control the use of such technology and Company has no responsibility for the use of such technology to gather information about you.
The websites and email messages sometimes contain hypertext links to the websites of third parties. Company is not responsible for the privacy practices or the content of such other websites. Linked websites may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. Company does not operate or control in any respect any information, software, products or services available on such third party websites. The inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
Company further reserves the right to disclose, transfer or sell your personal information to companies who are affiliated with Company in Company’s sole discretion. If Company changes ownership through an acquisition, merger, sale or other change of business status, it reserves the right to transfer or assign the right to use your Personal Information collected from the Website.
- Foreign Use of the Website.
To the extent that you are accessing the Website while domiciled in a different country, you acknowledge that the Personal Information you are providing Company is collected and stored by them and therefore consent to the transfer of information to and storage of the information outside of your domiciled country.
- Although the administrators and moderators are SSABN it is impossible for us to review all published massages or business leads. All messages express the views of the author, and neither the owners of Sub Saharan Africa Business Network, nor AITCR will be held responsible for the content of any message.
By agreeing to these rules, you warrant that you will not post any messages that are obscene, vulgar, sexually-oriented, hateful, threatening, or otherwise violative of any laws.
The owners of Sub-Saharan Africa Business Network reserve the right to remove, edit, move or close any post that violent the reason why this network was set up. I have read, and agree to abide by the group rules.